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Processing Rules
Transactions are completed during the same business day that an online deposit request and a matching check is received by ECash Direct. The deposited funds are available for use immediately upon completion of the deposit by ECash Direct. If the information provided by you on the online deposit request and the check do not match then an ECash Direct representative will contact you to provide assistance. Common errors include, typing your check number in the account number box and vice-versa. Once you have entered an online deposit request that matches the information on the check, your funds will be posted to your ECash Direct account. There is no fee for using this service.
The address of the check must match the address you have entered in the ECash Direct account. If the information does not match, the check cannot be deposited into the account.
While your funds are available for use immediately, you may not transfer or withdraw funds generated by a check deposit for a period of 30 days after the funds appear on your ECash Direct statement. For purposes of withdrawal or transfer these funds are effectively on hold during this period of time.
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